RAM Holdings Berhad

RAM Holdings Berhad (RAM Group) is a leading provider of independent credit ratings, research, training, risk analysis, ESG analytics and bond pricing. Formerly known as Rating Agency Malaysia Berhad, RAM Holdings was established in November 1990 as a catalyst for the domestic debt capital market and as the nation’s first credit rating agency.

In 2007, our rating operations were novated to a newly formed subsidiary, RAM Rating Services Berhad. Apart from credit ratings, the RAM Group also offers myriad solutions ranging from economic and debt market research, data & analytics, sustainability services, and a full range of professional training and educational courses as well as conferences.

Underscored by 30 years’ expertise in credit analysis, risk management, economics and industry research, our wholly owned unit, RAM Sustainability Sdn Bhd, delivers innovative solutions to companies. In 2016, RAM Sustainability commenced offering Sustainability Ratings, a tool and framework that measure companies’ environmental, social and governance (ESG) performance.

The latest addition to the Group, RAM Solutions Sdn Bhd, was founded in 2016 and provides independent credit opinions on ventures listed on a multi-bank, web-based platform known as the Investment Account Platform (IAP). Spearheaded by six major Islamic banks in Malaysia, the IAP is a strategic initiative of the Islamic finance industry.

Meanwhile, Bond Pricing Agency Malaysia Sdn Bhd - an associate of RAM Holdings - is the sole provider of bond-pricing and valuation data on the Malaysian bond market.