POSITION DESCRIPTION

Promptly reply to loan inquiries and according to company standards. Respond to audit findings. Provide any necessary supporting documents.
Review loan files for completeness, including loan approvals, title reports, appraisals, entity documents, applications and supporting information.
Prepare requests and/or correspondence to obtain information or required documentation. Input all required data into the loan origination and related systems.
Review documentation and provide conditions for Personal Loan and Mortgage Loan approvals needed to comply with underwriting guidelines: borrower documentation, credit and collateral documentation
Analyze and evaluate documentation provided by borrowers, including ensuring that overall documents are accurate, complete, and compliant; calculating income; and reviewing financial statements, credit reports, applicable ratios, and other supporting documentation for acceptability.
Monitor to ensure all loan documents are completed and disbursed within the targeted timeline; documents and compliance of terms (Bank’s policies, National Land Code, Companies Act, Bank Negara Malaysia's Foreign Exchange and Administration guideline, KPKT)
Ensure loan approval is maintained at a high level at all times with minimum of bad debt cases.
Ensure loans are properly completed, secured and documented. Print, review, and assemble loan documents for signature.
Forge trust relationships and enhance customer dedication
Maintain an active knowledge base of all of the organization’s loan products and an understanding of the qualifications required of each applicant

REQUIREMENT:

Degree / Diploma in Business Administration, Finance or equivalent
Minimum 1 - 3 years working experience in Financial institutions
Experience in processing would be an added advantage
Good communication and interpersonal skills
Fresh Graduates are welcome to apply!

WE PROVIDE:

A competitive salary and performance bonus
Vibrant local working culture
Chance to work closely with management and make your own decision
Parking Allowance
Medical Claim
EPF, SOCSO
Annual Leave 14 days

Job Type: Full-time

Salary: RM1,500.00 - RM2,500.00 per month

Schedule:

Monday to Friday

Supplemental pay types:

Yearly bonus

Semuamas Resources Sdn Bhd

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