The Head of Credit Documentation is a key member of the lending value chain reporting to the Chief of Staff, Asia. In this role, you will lead a collaborative team that prepares, reviews, and finalizes complex and bespoke credit and security agreements for high-net-worth clients, helping to deliver a seamless client experience while maintaining strong documentation standards, control, and compliance.
You will have the opportunity to support the below tasks, but not limited to: -
Document Preparation
- Prepare and manage standard Lombard and bespoke credit documentation, including life insurance financing, single-stock/concentrated lending, and other structured credit facilities.
- Work closely with Internal Legal to agree appropriate templates and manage other documentation matters as required.
Risk & Compliance: Ensure all relevant approval conditions and/or covenants are included in credit documentation.
Stakeholder Coordination: Liaise with internal teams and external solicitors to keep documentation on track and ensure a smooth, timely completion process.
Administration/Monitoring/Reporting:
- Manage status overview for issued documentation and track their return.
- Ensure any document deficiencies are accurately tracked and escalated
- Manage lodgment of completed documentation for timely safekeeping, track for documentation perfection and maintain credit documentation files.
- Periodic account monitoring, checking of credit limits, where relevant.
- Perform documentation and other required checks for returned documentation to ensure completeness and accuracy, validate fulfillment of conditions precedent, perfection of collaterals and compliance with internal policies and procedures
- Review of legal opinions (where relevant, with internal Legal) to ensure compliance with applicable laws and regulations for documentation requirements
- Assist with the review of and update of documentation processes and procedures
- Conduct /oversee periodic checks on security documents based on required scope
- Provide effective support for credit documentation queries from Front Office
- Conduct/oversee regulatory reporting on credit exposures eg MAS 610, MAS Survey, TBGS and mortgage loan retagging.
- Assist with projects, UAT and contribute to the successful delivery and enhancements of systems and processes
Team Leadership: Lead, coach, and support documentation specialists to improve team efficiency and service quality.
Legal & Regulatory
- Comply with all applicable legal, regulatory and internal requirements linked to credit documentation.
- Responsible for credit documentation in Singapore and Hong Kong booking and servicing in support of the Asia Chief of Staff.
REQUIREMENTS
- Bachelor’s degree in finance, business, economics, or any related discipline.
- Minimum of 10 years in Private Banking credit risk, with deep specific knowledge of credit documentation (Lombard, Insurance, Mortgage and Structured lending).
- Good knowledge of regulatory framework in Singapore and Hong Kong
- Strong legal interpretation abilities, meticulous attention to detail, and clear communication for dealing with stakeholders as well as team members.
- Good written, communication and interpersonal skills.
- Ability to prioritize, organize, lead a team and work independently.
- Self-motivated, proactive and able to multi-task and work under pressure.
- Demonstrate flexibility and willingness to accept new assignments and challenges in a rapidly changing environment.