Our client is a leading regional bank and is currently expanding the team for a Senior Credit Analyst.
The Credit Analyst has a key role to perform credit analysis and structuring for a team within FIG Department. This includes financing for real assets such as property, data center, infrastructure, renewables, logistics, student accommodation, hospitality etc.
- Prepare credit rating, periodic financial and credit reviews on Global Funds & Financial Sponsor (“GFFS”) borrowers and will be responsible for the credit process of the team portfolio and ensure that the credit reviews are completed on time
- Evaluate the overall credit worthiness and their ability to meet their financial obligations for traditional credit-based products
- Assess proposed transactions against the credit standards and internal policies
- Structuring of proposals according to borrower’s operational demands and bank’s risk appetite
- To ensure accuracy and completeness of internal credit rating factors proposed by business units using appropriate rating models
- Keep abreast of key developments in the industry from regulatory, market and credit perspectives
- Work and coordinate with internal business, product and other partners in Head Office, Overseas Branches and Subsidiaries
- To work alongside team members on business and financial analysis on existing and prospective clients to identify gaps and opportunities
- To supervise and provide relevant training to junior analysts
- Participate in client calls / meetings / documentation discussions as and when required
- Participate in ad-hoc projects such as stress tests, RWA optimization and other counterparty risks / limits related projects
Job Requirements
- Degree in Accountancy, Business Administration or Banking & Finance preferred
- Strong understanding of credit risk, financial analysis and real assets credit structuring skills
- Good understanding of banking products and their risks
- Resourceful individual with strong initiatives and positive attitude who is also a team play
- Dynamic, dedicated, self-driven and highly motivated
- Strong interpersonal and communication skills
Job Type: Full-time
Pay: RM12,000.00 - RM18,000.00 per month
Work Location: In person