Understand clients’ financing requirements, perform detailed analysis and evaluation, structure detailed financing terms and ensure credit papers produced are of high quality to achieve high quality of loan growth to ensure capital efficiency and minimize Gross Impaired Loan Ratio (GILR).
Prepare proposal and/or detailed terms sheet for pitching and negotiation with clients. Drive approval process including syndication with credit risk and presentation in GMCC / CRC / Board. Identify business opportunities and cross sell GB products as Business Origination.
Understand clients’ business plans and strategies forward, and be familiar with clients’ organization structure, key management and decision making process.
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Managing key relationships with existing and potential customers and provide sound advice in the effective management of their finances in view of portfolio expansion.
Acquiring and deepening relationships with New to Bank Priority Bank Clients to identify business opportunities related to own core business products or refer to supporting channels.
Marketing and promoting a wide range of banking products and services, i.e. unit trusts, bancassurance other retail banking products to potential clients with a starting Asset under Management (AUM) of > 250k and above.
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Take ownership of customers issues of the PBC, from enquiries to complaints and following problems through to resolution
Maintains quality service by enforcing quality and customer service standards, analyzing and resolving quality and customer service problems, and recommending system improvements.
Take the extra mile to engage customers and build sustainable relationships and trust with customer.
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