Lead the design and execution of credit and financial risk frameworks aligned with BNM regulatory expectations, internal risk appetite, and fintech operating models
Set and enforce credit risk appetite parameters — default rates, charge-off thresholds, exposure limits by product and counterparty
Monitor portfolio risk metrics (approval quality, portfolio performance trends, loss rates, concentration exposure) and proactively recommend mitigation actions
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Independently build, maintain and update financial models from first principles or existing model platforms;
Translate PPAs, EPC contracts, O&M arrangements, financing term sheets, shareholder arrangements, tax assumptions and technical inputs into model assumptions, calculations and outputs;
Perform detailed calculations for revenues, capex, opex, working capital, tax, financing costs, distributions, returns and funding requirements;
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