Lead and manage the end-to-end development, review, and enhancement of Group-wide credit policies, guidelines, and procedures across retail, corporate, SME, and commercial segments.
Conduct research and analysis on industry best practices, regulatory requirements (e.g. BNM, Basel), and emerging credit risks to inform policy development.
Collaborate with Business Units, Risk Management, Legal, Compliance, and Operations to ensure policies are practical, implementable, and aligned with business needs.
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