To conduct thorough analysis of credit proposals and assessment of data provided by Lending Unit to evaluate the degree of risk of existing or prospective clients including annual review.
Responsible and accountable for the credit recommendation to enable decision makers to formulate well informed decision.
To manage and provide oversight the assigned Commercial Banking Portfolio with respective Lending Units by providing independent assessment and value added input on overall credit risk appetite....
•Drive the Region’s investment strategy by providing holistic, needs-based investment advisory services to Premier Wealth clients, supporting long-term wealth creation and portfolio growth.
•Partner with Relationship Managers (RMs) in client engagements to deliver investment advice, including asset allocation, portfolio reviews, and rebalancing recommendations aligned to clients’ goals and risk profiles....
Lead the development of methodologies for measuring Credit Portfolio Management across MY and Regional countries for Cards and Personal Loans and associated models/ processes
Support the Head of Regional Risk, Compliance and Projects in enhancing and reviewing Group Cards Credit Policies & Standards to ensure alignment with the best practices
Strengthen the Credit Reporting & Monitoring framework to meet the requirements of various external & internal stakeholders...
Translate requirements into techno-functional solution options with pros and cons, feasibility, potential complexity, approaches for each option.
Define product vision, objectives and success metrics in collaboration with stakeholders and technical team. Gauge technical complexities, technical challenges and timelines for solutions to drive this.
Translate product strategies into clear, actionable requirements and features while having the know-how of technical solution options that are feasible to the technical team and aligned with business stakeholders....
