- Outram Central Region (Singapore) Singapore
Full Time Head of Cards Jobs, Salary up to SGD 22,000 in DIGITAL TREASURES CENTER PTE. LTD. Central Region (Singapore) - Maukerja
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Job Description
Product & Roadmap
Define and execute the card product roadmap across consumer and business segments
Own the end-to-end setup, compliance, and lifecycle management of card products
Drive product innovation including stablecoin-linked and digital asset card use cases
Collaborate with Engineering, Design, Operations, and Compliance to deliver secure, scalable, and compliant card products
Strategy & Market Development
Develop and execute the card business strategy aligned with dtcpay's commercial objectives
Identify new market opportunities, customer segments, and card use cases across APAC and global markets
Monitor competitor offerings, scheme developments, and regulatory changes to maintain a competitive edge
Partnerships & Commercial
Build and manage relationships with card schemes, issuing banks, processors, and programme managers
Lead commercial negotiations and structure partnership arrangements that drive adoption and growth
Drive scheme and partner engagement to increase card issuance, spend volume, and integration depth
P&L Ownership
Own the card business P&L including revenue, margin, cost, and profitability
Define pricing, fee structures, interchange strategy, and issuer/network economics
Track and report key metrics — active cards, spend volume, revenue, and unit economics — to senior leadership
Lead forecasting, budgeting, and performance reporting
Leadership & Governance
Build and lead a high-performing card team across product, operations, and commercial functions
Ensure full compliance with MAS regulations, card scheme rules, PCI DSS, and applicable market requirements
Partner with Risk and Compliance to manage fraud, chargeback, and operational risk
What We Are Looking For
15+ years of experience in card issuing, payments, or fintech, with at least 5 years in a senior leadership role
Proven track record of launching and scaling card products from concept to commercial success
Deep understanding of card scheme rules, issuing economics, interchange, and network structures
Strong P&L ownership experience with a commercial and data-driven mindset
Experience managing external partnerships and commercial negotiations with schemes and processors
Familiarity with MAS regulations and PCI DSS compliance requirements
Strong stakeholder management and cross-functional leadership capability
Bonus Points
Experience with stablecoin, digital assets, or Web3 payment products
Regional exposure across APAC and/or Europe
Comfort operating in a fast-moving, multi-market fintech environment with evolving regulatory requirements
Digital Treasures Center Pte Ltd (“DTC”), an enterprise solutions provider incorporated in Singapore in 2019. Leveraging on “distributed ledger technology + finance” as the research and development technology direction, DTC provides fully-compliant technology solutions for major enterprises. DTC offers merchants online services for accepting digital payment solutions including payment settlement, debit card and digital wallet.
DTC provides an alternative payment solution for Merchants, which is secure, faster and more cost-efficient as compared to the traditional payment solutions. Merchants could benefit from shorter settlement time, lower transaction cost and reduced administrative charges related to setting up and maintenance of the payment solution.
At Digital Treasures Center, our vision is to provide merchants and consumers with a fast, secure and cost-efficient payment solution that satisfy the needs of every party within the supply chain in the domestic and overseas markets.
We also strive to provide an alternative payment solution for the underbanked merchants globally so that they can be empowered to expand their businesses in any part of the world without the limitation of technology or otherwise.
To provide a payment solution that is:
Product & Roadmap
Define and execute the card product roadmap across consumer and business segments
Own the end-to-end setup, compliance, and lifecycle management of card products
Drive product innovation including stablecoin-linked and digital asset card use cases
Collaborate with Engineering, Design, Operations, and Compliance to deliver secure, scalable, and compliant card products
Strategy & Market Development
Develop and execute the card business strategy aligned with dtcpay's commercial objectives
Identify new market opportunities, customer segments, and card use cases across APAC and global markets
Monitor competitor offerings, scheme developments, and regulatory changes to maintain a competitive edge
Partnerships & Commercial
Build and manage relationships with card schemes, issuing banks, processors, and programme managers
Lead commercial negotiations and structure partnership arrangements that drive adoption and growth
Drive scheme and partner engagement to increase card issuance, spend volume, and integration depth
P&L Ownership
Own the card business P&L including revenue, margin, cost, and profitability
Define pricing, fee structures, interchange strategy, and issuer/network economics
Track and report key metrics — active cards, spend volume, revenue, and unit economics — to senior leadership
Lead forecasting, budgeting, and performance reporting
Leadership & Governance
Build and lead a high-performing card team across product, operations, and commercial functions
Ensure full compliance with MAS regulations, card scheme rules, PCI DSS, and applicable market requirements
Partner with Risk and Compliance to manage fraud, chargeback, and operational risk
What We Are Looking For
15+ years of experience in card issuing, payments, or fintech, with at least 5 years in a senior leadership role
Proven track record of launching and scaling card products from concept to commercial success
Deep understanding of card scheme rules, issuing economics, interchange, and network structures
Strong P&L ownership experience with a commercial and data-driven mindset
Experience managing external partnerships and commercial negotiations with schemes and processors
Familiarity with MAS regulations and PCI DSS compliance requirements
Strong stakeholder management and cross-functional leadership capability
Bonus Points
Experience with stablecoin, digital assets, or Web3 payment products
Regional exposure across APAC and/or Europe
Comfort operating in a fast-moving, multi-market fintech environment with evolving regulatory requirements
Digital Treasures Center Pte Ltd (“DTC”), an enterprise solutions provider incorporated in Singapore in 2019. Leveraging on “distributed ledger technology + finance” as the research and development technology direction, DTC provides fully-compliant technology solutions for major enterprises. DTC offers merchants online services for accepting digital payment solutions including payment settlement, debit card and digital wallet.
DTC provides an alternative payment solution for Merchants, which is secure, faster and more cost-efficient as compared to the traditional payment solutions. Merchants could benefit from shorter settlement time, lower transaction cost and reduced administrative charges related to setting up and maintenance of the payment solution.
At Digital Treasures Center, our vision is to provide merchants and consumers with a fast, secure and cost-efficient payment solution that satisfy the needs of every party within the supply chain in the domestic and overseas markets.
We also strive to provide an alternative payment solution for the underbanked merchants globally so that they can be empowered to expand their businesses in any part of the world without the limitation of technology or otherwise.
To provide a payment solution that is:
- Leveraging on blockchain technology for secure and transparent transaction;
- Providing Merchant with a faster settlement timeframe; and
- Providing the Unbanked an equal opportunity.
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