Full Time Software Specialist (ATM Switch, Cards, and Payments) Jobs, in Robert Walters Federal Territory - Maukerja

A leading financial institution is seeking a Software Specialist to shape the future of ATM Switch, Cards, and Payment solutions. This role offers you the opportunity to create robust, forward-thinking application roadmaps and deliver innovative solution architecture for a rapidly evolving payments ecosystem. You will play a pivotal role in designing and delivering cutting-edge solutions for ATM Switch and Cards & Payment domains.

What you'll do:

As a Software Specialist - Cards and Payments, you will be responsible for shaping the roadmap of applications that underpin ATM Switches and Cards & Payment domains. Your day-to-day activities will involve collaborating closely with cross-functional teams to translate business needs into technical solutions that meet compliance requirements. You will lead solution architecture design sessions, oversee end-to-end system integration efforts-including API/web service connections-and ensure that all platforms adhere to industry standards such as PCI DSS and EMV. By mentoring colleagues and sharing your expertise on card issuing/acquiring processes, you will help build a dependable network of professionals who value knowledge sharing. Your proactive approach to risk management will be crucial in maintaining operational integrity while driving digital transformation initiatives. Success in this role requires you to maintain meticulous documentation for audit purposes, support vendor negotiations, manage project costs effectively, and consistently demonstrate ethical conduct aligned with organisational values.

• Define strategic roadmaps for switching and cards platforms by evaluating current capabilities and identifying areas for enhancement based on emerging payment technologies.
• Translate complex business requirements into practical technical solutions that align with organisational goals while supporting Visa, Mastercard, UPI integrations.
• Act as a subject matter expert within the payments ecosystem by providing guidance on scheme compliance requirements and best practices for card issuing and transaction acquiring processing.
• Conduct thorough requirement analysis and architecture design sessions to ensure seamless integration across multiple systems including back office operations.
• Drive full software development life cycle delivery using modern approaches such as waterfall or Agile methodologies to guarantee timely project completion.
• Provide mentorship and share knowledge with team members by fostering collaborative relationships within PODs and across all levels of the organisation.
• Identify potential risks early in the project lifecycle by developing contingency plans to mitigate issues related to compliance with PCI DSS, EMV standards, or other regulatory frameworks.
• Maintain comprehensive documentation for audit readiness while adhering strictly to technology standards set forth by the organisation.
• Support vendor management activities including financial planning, cost estimation, project approval processes, and drafting solution architecture documents.
• Display exemplary conduct by embedding the highest standards of ethics throughout all regulatory and business interactions in accordance with group values.

What you bring:

Your proven expertise as a Product Specialist - Cards and Payments will be demonstrated through extensive hands-on experience with ATM/POS switching platforms, card issuance management systems, digital channels interface integration, encryption protocols (including HSM), ISO8583 messaging standards, EMV technologies (contact/contactless), VISA/Mastercard scheme compliance requirements, PCI DSS/PA DSS regulatory frameworks, EFT transaction switching/processing environments, web service/API integrations (SOAP/JSON/REST), Unix/Linux programming (shell scripting), full software development life cycle management (waterfall/Agile), preparation of solution architecture documents/specifications, effective communication across diverse audiences, vendor management skills including cost estimation/project approval processes. You bring additional value if you have worked on UPI/JCB/National switch integrations or emerging payment technologies like Google Pay/Samsung Pay/Apple Pay wallets or QR codes. Experience with cloud services/digital transformation projects/open banking concepts is highly regarded. Your academic background should include a B-Tech/BE/MBA in Computer Science or Information Systems (or related IT area) along with 5-10 years' relevant industry experience. Your interpersonal skills-such as mentoring team members, fostering collaborative relationships within/outside PODs-will help nurture an inclusive environment where knowledge sharing is prioritised.

• Mandatory: Demonstrated experience with ATM/POS switching platforms including debit card issuance/management as well as digital channel interfaces; deep understanding of encryption protocols (HSM), ISO8583 messaging standards; familiarity with EMV contact/contactless technologies; proven track record integrating VISA/Mastercard schemes; strong compliance knowledge regarding PCI DSS/PA DSS requirements; hands-on experience with EFT transaction switching/processing; proficiency in web service integration (SOAP/JSON/REST) APIs; ability to prepare detailed solution architecture documents; excellent verbal/written communication skills suitable for both technical/non-technical audiences; programming proficiency on Unix/Linux environments including shell scripting; experience managing full SDLC using waterfall or Agile methodologies.
• Nice-to-have: Experience integrating UPI/JCB/National switches; exposure to Google Pay/Samsung Pay/Apple Pay wallets or QR code/emerging payment technologies; background in cloud services/digital transformation projects; familiarity with open banking concepts; hands-on use of automated test tools/simulators; knowledge of cryptography (3DES/AES/SM4/SHA) protocols; experience preparing functional/technical specifications; relevant academic qualifications (B-Tech/BE/MBA in Computer Science/Information Systems or related IT area); 5-10 years' experience in banking or financial services industry.

What sets this company apart:

This organisation stands out for its commitment to creating an inclusive workplace where collaboration thrives among knowledgeable professionals dedicated to supporting each other's growth. Employees benefit from flexible working opportunities designed to promote work-life balance alongside generous pension contributions that secure their future. Comprehensive training programmes are available so you can continually develop your skills while staying ahead of industry trends. The leadership team is supportive-encouraging open communication-and values every individual's input regardless of their level within the company. With a focus on digital transformation projects and cutting-edge payment technologies, you'll have access to resources that empower you to innovate while maintaining high ethical standards throughout all business interactions. The culture here is built around trustworthiness, dependability, empathy towards colleagues' needs-and above all-a shared commitment to excellence in everything they do.

What's next:

If you are ready to take your expertise in cards and payments technology to new heights within an inclusive environment that values collaboration and professional growth, this is your moment!

Apply today by clicking on the link provided-your next career move awaits!

Do note that we will only be in touch if your application is shortlisted.

Agensi Pekerjaan Robert Walters Sdn Bhd
Business Registration Number : 729828-T
Licence Number : JTKSM 423C