- Singapore
Working Location
Job Description
Responsibilities
SME Banking (“SME”) within Standard Chartered Bank aims to provide companies with turnover of up to US$50mio in Singapore a suite of product that meets their Cash management and financing requirements.
As a Relationship Manager, in addition to providing team support to your counterparts, you will be expected to bring in new SME clients and actively develop the accounts within your own portfolio. You are also expected to meet and exceed quarterly sales targets as stipulated in the “Quarterly Scorecard” as well as ensure that relationships managed by yourself consistently comment on how amazing your service is.
Strategy
• You must have, or be prepared to quickly demonstrate a set of soft skills like:
• Leads Generation
• Networking ability
• Negotiation Skills
• Ability to offer Cross Selling Solutioning
• Client Relationship Management
• Complaint handling
• Customer Due Diligence KYC
Business
• You must have, or be prepared to quickly demonstrate a keen understanding of:
• all the products available to the clients, including all, Business Accounts, Cash management, loans, trade, investments, insurance, and hedging solutions;
• an ability to recommend and place the appropriate product to maximize the clients affinity to the bank;
• an ability to structure, articulate, and recommend alternative structures in the products above within cash management and credit programs;
• how to appropriate price products and recommend adjustments based on potential business and business risks;
• the relationships that you manage and positioning of those businesses that allow them to generate consistent profits
• an ability to place the full range of products across at least 30% of your customers.
Regulatory & Business Conduct
• Display exemplary conduct and live by the Group’s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
Key Stakeholders
• NTB SME Clients
• Internal Stakeholders like Private Banking Team, International Banking Team, Priority Banking team, BBOT Team, BSSM, Trade Team, ME Onshore and Offshore Team, CA team.
• Bachelor’s Degree and 3 years of relvant Business Banking experience
• Familiar customer due diligence processes including FATCA and CRS adherence.
• Familiar with basic working capital financing cycle and products for operating entities.
• Familiar with basic Cash Management solutioning
We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.
Together we:
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
Some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.
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