Full Time Analyst, Credit Analyst (6 months contract) (Job ID:10079894) Jobs, Salary up to SGD 4,165 in MUFG BANK, LTD. SINGAPORE BRANCH Central Region (Singapore) - Maukerja

What you'll do:

Conduct thorough financial analysis, credit reviews, and periodic covenant checks for assigned credit customers by collecting and evaluating their financial statements.

• Provide independent assessments of credit proposals submitted by front office teams for facilities booked at the Singapore branch, ensuring objectivity and accuracy in every evaluation.

• Prepare comprehensive materials required for regulatory inspections by authorities such as FSA, BOJ, MAS or other relevant bodies, maintaining high standards of compliance at all times.

• Create and verify detailed spreadsheets for both existing assigned customers and new clients to support accurate credit decision-making processes.

• Remain vigilant regarding changes in the economic and business environment that could potentially impact the creditworthiness of accounts under your responsibility.

• Draft well-structured credit applications for the renewal of designated credit facilities, ensuring all necessary documentation is complete and up-to-date.

• Collaborate closely with internal stakeholders to facilitate effective credit review processes and ongoing monitoring of the bank’s portfolio for continued safety and soundness.

• Support the implementation of best practices in risk management by sharing insights with colleagues and contributing positively to team discussions.

• Assist in identifying potential areas of concern within customer portfolios early on through careful analysis and proactive communication with relevant parties.

What you bring:

• A degree in Banking and Finance, Business, Accountancy or Economics is preferred but not mandatory

• AVP level: At least 3 years of experience in corporate credit analysis within the banking or finance industry.

• Proficiency in Microsoft Office applications including Excel

• Excellent written English skills are necessary for preparing clear reports and communicating effectively with both internal teams and external regulators.

• Strong analytical abilities are crucial as you will be expected to interpret complex financial information accurately while considering its wider impact on portfolio health.

• Strong communication skills are needed so you can collaborate efficiently with colleagues across departments as well as present findings confidently during meetings or inspections.

• A proven ability to work harmoniously within a team-oriented environment

What's next:

If you are ready to take the next step towards building a rewarding career in credit analysis within a supportive team environment, we encourage you to apply now!

We regret to inform that only shortlisted applicants will be notified.
(Job ID:10079894)