Full Time Senior Product Manager – Loans Jobs, in DK Bank Federal Territory - Maukerja

Company Overview

DK Bank is a leading Bhutanese financial institution serving as the official bank of Gelephu Mindfulness City (GMC). With a mandate to integrate innovation, sustainability, and customer-centric services with a vision to expand globally; DK Bank is pioneering new financial models for the digital era. As we expand beyond Bhutan, we are building our Center of Excellence in Kuala Lumpur to support the next stage of DK’s growth across digital banking and financial services.If you are looking for a role with real ownership, international exposure, and the opportunity to grow with a fast-expanding financial institution, we’d like to hear from you.

Role Purpose

Drive the requirements, product design, delivery, and ongoing improvement of DK Bank's loan product suite across corporate and retail lending, covering both direct lending and loan partnerships/ channelling. The role owns the loan products across the core banking system, the loan origination flows, and the digital channels through which customers apply for and manage their loans.

Key Responsibilities

• Define product requirements and manage the end-to-end development of corporate and retail loan products, including term loans, project finance loans, revolving loans, salary loans and laptop loans
• Own the corporate and retail loan product roadmaps to launch other additional loan products based on market demand
• Work with strategic loan partners on system integrations and ensure collaboration with internal teams to ensure seamless loan processing, credit underwriting and compliance.  
• Collaborate with UI/UX designers and engineering to deliver a consistent, high-quality user experience across loan management / origination channels 
• Translate business requirements into system enhancements; work with the core banking system vendor and engineering teams to configure, enhance, and test loan modules, and coordinate SIT and UAT through to production release
• Manage Jira backlogs, support sprint planning and delivery ceremonies, and track progress across multiple parallel workstreams to ensure timely execution
• Support business teams in closing and executing live customer loan deals
• Track loan product performance using metrics such as application volumes, approval and conversion rates and portfolio quality, and use them to prioritise improvements
• Keep up to date with industry trends, lending regulation, and emerging technologies, including AI-assisted underwriting and crypto lending, to identify new product and channel opportunities

Key Qualifications

• Bachelor’s degree in any field; background in banking, finance, or technology preferred
• At least 8 years of experience in lending, credit, or product management in banking, financial services, or fintech, with hands-on exposure to both corporate and retail loan products preferred
• Working knowledge of the loan lifecycle, credit assessment, pricing, security and collateral, banking regulation and credit portfolio quality concepts
• Familiar with writing product requirements and SDLC tools such as Confluence and Jira 
• Familiarity with AI tools will be preferred
• Collaborative team player who can work well with various stakeholders across engineering, compliance, design and external vendors 
• Comfortable with managing multiple projects and workstreams concurrently