We are seeking an experienced and analytical Credit Analyst to join a European financial institution in their credit underwriting team. In this role, you will play a critical part in assessing, underwriting, and managing credit risk across a dynamic portfolio of Large Corporate clients across the Asia Pacific (APAC) region.
Key Responsibilities
- Conduct comprehensive financial and credit risk evaluations for new lending proposals, facilities renewals, waivers, and refinancing requests for Large Corporates in the APAC region.
- Build and evaluate dynamic financial models, scenario analyses, and sensitivity tests to determine debt capacity, leverage metrics, and repayment viability.
- Monitor industry trends, macro-economic factors, and counterparty performance across key APAC markets; proactively identify signs of credit deterioration and propose risk mitigation strategies.
Key Requirements & Qualifications
- Bachelor’s Degree in Finance, Accounting, Economics, Business Administration, or a related discipline. Advanced certifications (CFA, FRM, or CPA) are advantageous.
- Minimum of 3–5 years of credit analysis or credit risk management experience within Corporate & Investment Banking or International Commercial Banking.
- Proven track record analyzing Large Corporates / Multinationals (MNCs) across Asia-Pacific markets.
- Excellent written and verbal communication skills in English; ability to synthesize complex financial data into concise, persuasive credit memos.