Develop and originate new borrowing relationships which involve in-depth understanding of the clients (Know Your Customer) and negotiation on key issues including but not limited to facility structure, pricing, security arrangement, covenants and terms and conditions.
Prepare and present full set of credit application for approval by the relevant approving authority.
Liaise closely with Group Credit Administration (GCA) and Group Legal to ensure timely issuance of Letter of Offer or Letter of Advice, as the case may be, and perfection of relevant security documentation as per approved terms and conditions for swift facility implementation and drawdown.
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Develop and originate new borrowing relationships which involve in-depth understanding of the clients (Know Your Customer) and negotiation on key issues including but not limited to facility structure, pricing, security arrangement, covenants and terms and conditions.
Prepare and present full set of credit application for approval by the relevant approving authority.
Liaise closely with Group Credit Administration (GCA) and Group Legal to ensure timely issuance of Letter of Offer or Letter of Advice, as the case may be, and perfection of relevant security documentation as per approved terms and conditions for swift facility implementation and drawdown.
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Conduct customer profitability analysis and account strategy formulation with the help of product specialists, as required, for both existing and potential clients. Execute the account strategy plan including cross-selling activities or phase-out activities.
Be the first-line primary contact person for the customer on all queries relating to credit, deposits and other products and services including on operational issues.
To develop and maintain professional customer relationships with key decision makers (viz. CEO, CFO, Head of Treasury, Head of HR etc).
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Develop and originate new borrowing relationships which involve in-depth understanding of the clients (Know Your Customer) and negotiation on key issues including but not limited to facility structure, pricing, security arrangement, covenants and terms and conditions.
Prepare and present full set of credit application for approval by the relevant approving authority.
Liaise closely with Group Credit Administration (GCA) and Group Legal to ensure timely issuance of Letter of Offer or Letter of Advice, as the case may be, and perfection of relevant security documentation as per approved terms and conditions for swift facility implementation and drawdown.
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Reports directly to the Area Commercial Manager and functionally to the Mid Corp RMs
To conduct annual credit review for the Mid Corp RMs within the stipulated timeframe ie 1 month before review due date (T-1)
To conduct variation and amendment papers for the Mid Corp RMs that include ad-hoc memo for pricing & RAROC, facility restructure, and other issues relating to fee, charge, covenant.
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Proactively identify, prospect, and acquire new SME and commercial clients through outbound business development activities, networking, referrals, cold calling, industry events, and strategic partnerships.
Follow up on leads in a timely manner, conduct discovery discussions, and convert qualified prospects into active clients.
Serve as the primary point of contact for clients, understanding their business operations, financing needs, and growth plans, while recommending suitable financing solutions.
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Kreateevee is seeking a Business Development Executive to develop new business opportunities for its audio-visual, digital signage, interactive application, creative content and technology solutions. The role involves identifying potential customers, building relationships, understanding customer requirements and working with technical and project teams to develop commercial proposals and manage opportunities through to handover.