Sepenuh Masa Asst. Manager-Manager - Credit Score Modelling Jobs, in Aeon Credit Service Cheras - Maukerja

JOB SUMMARY

We are looking for a data-driven professional to drive credit analytics, scorecard development, predictive modelling and digital transformation initiatives. The role will leverage data insights, machine learning techniques and business intelligence to enhance credit decision-making, portfolio performance and operational efficiency

Credit Analytics & Data Science

• Analyze customer, portfolio and market data to identify trends, risks and business opportunities.

• Develop and maintain credit scorecards, predictive models and machine learning solutions.

• Generate actionable insights to improve credit strategies and portfolio performance.

Digital Transformation & Process Improvement

• Lead and support digital transformation initiatives across Credit Operations.

• Identify process improvement opportunities and implement data-driven solutions.

• Prepare business requirements and Functional Specification Documents (FSD).

Project Management

• Participate in project discussions, system enhancements, UAT and implementation activities.

• Collaborate with cross-functional teams to ensure successful project delivery.

• Monitor post-implementation performance and recommend continuous improvements.

Governance & Compliance

• Ensure compliance with regulatory requirements, internal policies and ISO standards.

• Conduct periodic reviews of implemented solutions to ensure effectiveness and consistency.

People Development

• Coach and mentor junior team members.

REQUIREMENT

• Degree in Banking, Finance, Economics, Statistics, Data Science, Information Technology or related fields.

• Minimum 5 years of experience in Credit Risk, Credit Analytics, Portfolio Analytics, Data Science or Banking Operations.

• Experience in credit scoring, predictive modelling or portfolio analysis.

• Strong analytical and problem-solving skills

• Experience with SQL, SAS, Python, R, Power BI or Tableau.

• Exposure to machine learning models and scorecard development.

• Experience in banking, financial services or fintech industries