Kerja Sepenuh Masa, Credit Risk Manager di SANY Group Selangor - Maukerja

We are seeking a highly skilled and experienced professional to join our team in a Credit Risk / Credit Analysis role, working closely with the Capital GM to support business growth through sound credit evaluation and risk management practices.

Key Responsibilities

• Review and assess credit applications, renewals, amendments, and financing proposals.
• Analyze financial and non-financial data, prepare credit papers, and present recommendations to approval authorities.
• Conduct dealer credit reviews, evaluating financial strength, operations, and risk profile.
• Recommend credit limits, financing structures, security packages, and documentation requirements.
• Monitor credit portfolio performance and identify early warning signals for risk mitigation.
• Perform periodic and ad-hoc reviews, including high-risk accounts and covenant monitoring.
• Support development of credit policies, risk frameworks, internal controls, and procedures.
• Identify and manage broader risks including operational, compliance, legal, and documentation risks.
• Maintain risk registers and key risk indicators, escalating issues when necessary.
• Collaborate with internal teams, dealers, and stakeholders to balance growth and risk control.
• Participate in portfolio reviews, stress testing, and scenario analysis.
• Support audits, compliance reviews, and policy implementation activities.
• Handle other duties and special projects as assigned by management.

Requirements

• Bachelor’s degree in Accounting, Finance, Business Administration, Risk Management, or related field.
• Minimum 5 years of experience in commercial lending, credit underwriting, financial analysis, or risk management.
• Strong expertise in credit assessment, financial analysis, and structuring complex financing proposals.
• Good understanding of collateral evaluation, credit risk mitigation, and documentation.
• Solid knowledge of risk management principles, governance, internal controls, and compliance frameworks.
• Strong analytical thinking with sound judgment and attention to detail.
• Excellent communication and presentation skills.
• Strong interpersonal skills with ability to work across teams and external stakeholders.
• Ability to manage multiple priorities in a fast-paced environment.
• Self-motivated, detail-oriented, and able to work independently.

Work Location: Petaling Jaya, Selangor