Kerja Sepenuh Masa, Credit Analyst di Orpheus Capital MY Federal Territory - Maukerja

Company Description Orpheus Capital MY is a fintech company specializing in fully digital value chain financing solutions for small and medium enterprises (SMEs) and individuals. The organization focuses on leveraging technology to streamline access to financing and improve overall customer experience. As part of a growing digital financial ecosystem, Orpheus Capital MY emphasizes innovation, efficiency, and responsible lending practices. Team members have the opportunity to contribute to expanding financial inclusion and supporting business growth in a dynamic, fast-paced environment.
Role Description The Credit Analyst is a full-time, on-site role based in Kuala Lumpur. This role is responsible for assessing creditworthiness of SME and individual customers by analyzing financial statements, cash flows, credit histories, and other relevant data. The Credit Analyst will prepare credit reports and recommendations, monitor existing portfolios for risk indicators, and support the development of credit policies and procedures. The role involves close collaboration with internal stakeholders such as sales, risk, and operations teams to ensure timely and accurate credit decisions. The Credit Analyst will also help refine credit assessment models and participate in continuous improvement initiatives to support Orpheus Capital MY’s digital financing solutions.
Qualifications

• Candidates should possess strong Credit Management and Credit evaluation skills, including experience with credit scoring and risk assessment.
• Candidates should possess solid Analytical Skills and the ability to interpret financial data, ratios, and cash flow trends.
• Candidates should possess effective Communication skills to present findings clearly and collaborate with internal and external stakeholders.
• Candidates should possess foundational knowledge in Finance, including understanding of lending principles and financial instruments.
• Relevant skills and qualifications include proficiency with spreadsheets and financial analysis tools, attention to detail, strong organizational skills, and the ability to work under time-sensitive conditions.
• A diploma or degree in Finance, Accounting, Economics, Business, or a related field is preferred; prior experience in banking, fintech, or credit analysis is an advantage.