- Geylang Southeast (Singapore) Singapore
Kerja Sepenuh Masa Senior Payments Risk Manager, Gaji tinggi SGD 11,000 di IDEKU TECHNOLOGY SOLUTION PTE. LTD. Southeast (Singapore) - Maukerja
Senior Payments Risk Manager
IDEKU TECHNOLOGY SOLUTION PTE. LTD.
Kongsi
Simpan
Lokasi Kerja
Penerangan Kerja
Tanggungjawab
About the role:
We are seeking a senior payments Risk professional to establish and lead its risk management function as it prepares to obtain a payment-services licence. The immediate mandate is to build a proportionate and operationally effective payments risk framework covering the end-to-end payment lifecycle, while giving management clear visibility of the risks arising from the company’s payment activities. The role may also provide functional support to other Group businesses while preserving local management accountability.
1. Key responsibilities
Design, implement and maintain the payments risk framework, policies, standards and supporting procedures in preparation for its payment-services licence.
Map the end-to-end payment lifecycle and establish controls for merchant and customer onboarding, transaction processing, settlement, reconciliation, refunds, chargebacks and operational incidents.
Develop the risk taxonomy, risk appetite statement, key risk indicators, exposure limits and escalation thresholds for management approval.
Establish risk governance, committee reporting and a regular risk-reporting cycle for senior management and relevant governance bodies.
Lead risk and control assessments across payment products, customer and merchant journeys, operations, technology and third parties, ensuring that owners and remediation dates are clear.
Build and maintain risk registers, incident and loss-event reporting, issue management, control testing and monitoring processes.
Assess and monitor operational, fraud, merchant, counterparty, settlement, liquidity, safeguarding, technology, cyber, outsourcing and business-continuity risks relevant to the payment business.
Support the payment-services licence application and regulatory readiness reviews by demonstrating that the payments risk framework is appropriately designed, documented and embedded.
Provide independent risk challenge for new payment products, material changes, outsourcing, third parties and other significant decisions.
Partner with Compliance, Legal, Finance, Technology, Information Security and business teams to ensure risks are managed consistently and without unnecessary duplication.
Where agreed, provide functional oversight and support to other Group entities, including the Indonesian finance business, without displacing locally required responsibilities.
Coordinate with external advisers, auditors and regulators on risk matters when required.
2. Requirements:
Substantial risk management experience in payments, acquiring, payment processing, e-money, fintech or another regulated payment environment.
Demonstrated experience building or materially enhancing a payments risk framework, preferably in connection with a payment-services licence, regulatory remediation or business scale-up.
Strong knowledge of payment flows and associated operational, fraud, merchant, counterparty, settlement, liquidity, safeguarding, technology, cyber and third-party risks.
Able to move between framework design and hands-on implementation, including writing policies, building registers and producing management reporting.
Strong judgement, independence and stakeholder-management skills, with the confidence to provide constructive challenge.
Strong familiarity with Singapore regulatory expectations for payment-service providers is preferred; relevant risk or payments qualifications are advantageous.
Revolutionising Business Growth and Branding: Unlock Your Full Potential with Our Innovative Platform
Founded in June 2022, IDEKU envisioned a world where businesses of all sizes can easily grow and establish their brand presence. That's why we have developed an innovative system, a game-changing platform that empowers both users and business owners to achieve unprecedented levels of success.
Our cutting-edge technology harnesses the power of data and user-centric design to create a seamless platform that simplifies the process of business growth and branding. With our system, users gain access to a wide range of tools and resources that enable them to maximise their potential and stand out in today's competitive market.
Our products include the following:
IDEPOS: Empowering F&B Businesses with seamless POS Solution
IDEFOOD: QR code system integrated with IDEPOS to streamline the ordering process and transaction in F&B businesses
IDEPAGE: Manage biolinks in social media and increase engagement
IDESHOP: Create an online store and manage it with ease
Join us on this exciting journey of transforming your business growth and branding.
Elevate your business to new heights with our innovative platform.
Contact us today to learn more and get started on your path to success!
We are seeking a senior payments Risk professional to establish and lead its risk management function as it prepares to obtain a payment-services licence. The immediate mandate is to build a proportionate and operationally effective payments risk framework covering the end-to-end payment lifecycle, while giving management clear visibility of the risks arising from the company’s payment activities. The role may also provide functional support to other Group businesses while preserving local management accountability.
1. Key responsibilities
Design, implement and maintain the payments risk framework, policies, standards and supporting procedures in preparation for its payment-services licence.
Map the end-to-end payment lifecycle and establish controls for merchant and customer onboarding, transaction processing, settlement, reconciliation, refunds, chargebacks and operational incidents.
Develop the risk taxonomy, risk appetite statement, key risk indicators, exposure limits and escalation thresholds for management approval.
Establish risk governance, committee reporting and a regular risk-reporting cycle for senior management and relevant governance bodies.
Lead risk and control assessments across payment products, customer and merchant journeys, operations, technology and third parties, ensuring that owners and remediation dates are clear.
Build and maintain risk registers, incident and loss-event reporting, issue management, control testing and monitoring processes.
Assess and monitor operational, fraud, merchant, counterparty, settlement, liquidity, safeguarding, technology, cyber, outsourcing and business-continuity risks relevant to the payment business.
Support the payment-services licence application and regulatory readiness reviews by demonstrating that the payments risk framework is appropriately designed, documented and embedded.
Provide independent risk challenge for new payment products, material changes, outsourcing, third parties and other significant decisions.
Partner with Compliance, Legal, Finance, Technology, Information Security and business teams to ensure risks are managed consistently and without unnecessary duplication.
Where agreed, provide functional oversight and support to other Group entities, including the Indonesian finance business, without displacing locally required responsibilities.
Coordinate with external advisers, auditors and regulators on risk matters when required.
2. Requirements:
Substantial risk management experience in payments, acquiring, payment processing, e-money, fintech or another regulated payment environment.
Demonstrated experience building or materially enhancing a payments risk framework, preferably in connection with a payment-services licence, regulatory remediation or business scale-up.
Strong knowledge of payment flows and associated operational, fraud, merchant, counterparty, settlement, liquidity, safeguarding, technology, cyber and third-party risks.
Able to move between framework design and hands-on implementation, including writing policies, building registers and producing management reporting.
Strong judgement, independence and stakeholder-management skills, with the confidence to provide constructive challenge.
Strong familiarity with Singapore regulatory expectations for payment-service providers is preferred; relevant risk or payments qualifications are advantageous.
Revolutionising Business Growth and Branding: Unlock Your Full Potential with Our Innovative Platform
Founded in June 2022, IDEKU envisioned a world where businesses of all sizes can easily grow and establish their brand presence. That's why we have developed an innovative system, a game-changing platform that empowers both users and business owners to achieve unprecedented levels of success.
Our cutting-edge technology harnesses the power of data and user-centric design to create a seamless platform that simplifies the process of business growth and branding. With our system, users gain access to a wide range of tools and resources that enable them to maximise their potential and stand out in today's competitive market.
Our products include the following:
IDEPOS: Empowering F&B Businesses with seamless POS Solution
IDEFOOD: QR code system integrated with IDEPOS to streamline the ordering process and transaction in F&B businesses
IDEPAGE: Manage biolinks in social media and increase engagement
IDESHOP: Create an online store and manage it with ease
Join us on this exciting journey of transforming your business growth and branding.
Elevate your business to new heights with our innovative platform.
Contact us today to learn more and get started on your path to success!
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