Kerja Sepenuh Masa, Negotiator, CCO - SCR Recovery MY di CIMB Federal Territory - Maukerja

Responsible for performing collection dunning to customers with the aid of Collection tools and scripting to minimize the flow through and maximise the recoveries towards improve delinquency and impaired rate in achieving the business objectives.

Business Performance and Management

• Perform phone dunning activities on all delinquent / impaired customers assigned with adherence to the approved Collection Script to meet business goals and objectives.
• Successfully work on accounts as per guideline requirements set in collection system.
• Ensure the portfolio assigned are attempted within the stipulated time set by manager
• To manage portfolio appropriately towards target setting.
• To render full support towards team performance
• All customers enquiries are to be attended within 24 hours
• Prepare proposal for R&R, Compromised Settlement, payment proposal & etc.
• Ensure daily, weekly, monthly KPIs are met
• Ensure timely litigation are instituted.
• Ensure the legal action has withhold/suspended if the account met the foreclosure treatment criteria
• Provide workable resolution to customers enquiries
• Avoid Operational Losses
• Assist Team Manager/Unit Manager on any ad-hoc projects

People Management

• Liaise with Manager on customers’ issues.

Regulatory Compliance

• Ensure satisfactory rating on all audit reviews.
• Ensure compliance of internal policy and procedures, Bank Negara guidelines and regulation, i.e. FSA /IFSA 2013, Fair Debt Collection & etc.
• Highlight suspicious and new account behavior to Team Manager to mitigate fraud.