Kerja Sepenuh Masa Finance Manager – Fintech - Digital Gold, Gaji tinggi MYR 10,000 di MG GOLD & BULLIONS (M) SDN BHD Federal Territory - Maukerja

About the Role

MG Gold Fintech is building a digital gold platform that enables customers to buy, sell, hold and redeem allocated physical gold through a digital platform.

We are looking for an experienced and hands-on Finance Manager to establish and manage our finance operations, accounting controls, transaction reconciliations and management reporting.

This role will work closely with management, technology, operations, payment partners, gold suppliers and custodians to ensure all financial and gold transactions are accurately recorded and reconciled.

Key Responsibilities

Accounting & Financial Management

* Manage the company’s full set of accounts and accounting records.

* Maintain accurate general ledger, accounts payable and accounts receivable records.

* Manage month-end and year-end closing.

* Prepare monthly management accounts, P&L, balance sheet and cash-flow reports.

* Maintain proper supporting documentation and audit trails for all transactions.

* Manage company expenses, supplier invoices and payments.

* Coordinate with external accountants, auditors and tax advisers.

Daily Transaction Reconciliation

* Perform and supervise daily reconciliation of customer transactions.

* Reconcile customer MYR wallet balances against relevant banking and payment records.

* Reconcile customer gold balances against the platform ledger and supplier/custodian records.

* Reconcile buy and sell transactions.

* Reconcile payment gateway collections, settlements and transaction fees.

* Reconcile bank accounts and supplier settlements.

* Reconcile gold purchases, sales, inventory and redemptions.

* Investigate and resolve reconciliation differences promptly.

* Maintain reconciliation reports and exception logs.

Gold & Customer Ledger Control

* Monitor customer gold holdings recorded in grams.

* Verify customer gold balances against underlying allocated gold records.

* Maintain accurate records of gold purchased, sold, held and redeemed.

* Monitor gold supplier invoices, settlements and pricing records.

* Ensure customer assets and company assets are properly recorded and separated in accordance with the company’s operating and legal structure.

Treasury & Cash Management

* Monitor daily cash position and liquidity requirements.

* Prepare cash-flow forecasts.

* Monitor balances held across company bank and payment accounts.

* Plan supplier settlement requirements and working capital needs.

* Maintain appropriate approval controls for payments and fund movements.

Financial Controls & Processes

* Develop finance SOPs, reconciliation procedures and internal controls.

* Establish maker-checker and payment approval processes.

* Work with the technology team to improve accounting and reconciliation automation.

* Review system-generated transaction and financial reports for accuracy.

* Identify financial or operational discrepancies and escalate material issues to management.

Management Reporting

Prepare regular reports for management covering:

* Revenue and gross margin

* Buy/sell spread income

* Customer wallet balances

* Customer gold liabilities/holdings

* Gold inventory and reconciliation

* Payment gateway settlements and fees

* Supplier balances

* Cash position and liquidity

* Operating expenses

* Outstanding reconciliation exceptions

* Monthly P&L, balance sheet and cash flow

Audit, Tax & Compliance Support

* Maintain finance records in an audit-ready manner.

* Coordinate annual audit and tax requirements.

* Support regulatory, compliance and Shariah-related financial reporting requirements where applicable.

* Assist management with financial information required for investors, banking partners, payment partners and other stakeholders.

Requirements

* Bachelor’s Degree in Accounting, Finance or related field.

* Approximately 5+ years of relevant accounting or finance experience.

* Strong experience in financial and transaction reconciliation.

* Experience managing full sets of accounts and month-end closing.

* Strong Microsoft Excel skills.

* Experience with accounting software such as Xero, QuickBooks or equivalent.

* Strong attention to detail and ability to investigate transaction discrepancies.

* Able to establish accounting processes and controls in a growing company.

* Comfortable working in a fast-moving fintech/start-up environment.

Professional qualifications such as ACCA, CIMA, CPA, MIA or equivalent are preferred.

Preferred Experience

Candidates with experience in one or more of the following will have an advantage:

Fintech E-Wallet Payment Gateway Digital Assets Banking Remittance Gold/Bullion Precious Metals High-volume Transaction Reconciliation

Ideal Candidate

We are looking for someone who is hands-on, analytical and highly detail-oriented.

This is not purely a supervisory position. During the company’s growth stage, the Finance Manager will be expected to personally understand and oversee the transaction flow from:

Customer Payment → MYR Ledger → Gold Purchase/Sale → Supplier/Custodian → Customer Gold Balance → Settlement/Reconciliation

The successful candidate will play an important role in building a strong and scalable finance function as MG Gold Fintech grows.

Pay: RM8,000.00 - RM10,000.00 per month

Work Location: In person