The Claims Executive – Responsible for end-to-end claims management for MHIT policies, covering claim intake, registration, validation, adjudication, and processing. The role ensures full compliance with MHIT claims guidelines during the Pilot phase, while establishing a scalable, system-enabled operating model to support National Launch.
Principal Duties and Responsibilities
1. End-to-End Claims Management
- Oversee the full claims lifecycle for MHIT policies, including intake, registration, document validation, adjudication, and payment processing.
- Ensure timely and accurate claims decisions in line with policy terms and MHIT guidelines.
2. Claims Governance, Risk and Compliance
- Ensure strict adherence to MHIT claims guidelines, regulatory requirements, and internal policies.
- Establish robust governance, audit trails, and documentation standards for all claims decisions.
- Manage exceptions, escalations, and complex claims cases with appropriate stakeholder alignment.
3. Stakeholder Coordination and Issue Resolution
- Coordinate closely with internal teams (Ops, Health, IT, Risk, Compliance) and external stakeholders (e.g., MHIT ecosystem partners, TPAs, hospitals).
- Facilitate alignment across functions to ensure smooth claims processing and issue resolution.
- Support communications with regulators and senior management where required.
4. Process Improvement and National Launch Readiness
- Design and implement a scalable, efficient, and system-enabled claims operating model to support MHIT National Launch.
- Identify process gaps during Pilot phase and drive continuous improvements.
- Partner with technology teams to enhance automation, system integration, and digital capabilities.
Requirements Education and Professional Qualifications
- Bachelor's degree in Insurance, Business Administration, Finance, or a related discipline.
- Professional qualifications in insurance or life insurance, such as ACII, AMII, AAII, FLMI, or equivalent, would be an advantage.
Experience
- At least 2 years of relevant experience in claims management, preferably within health or medical insurance and/or takaful.
- Strong knowledge of life insurance products and policy provisions is essential.
- Strong knowledge of claims adjudication, policy interpretation, and regulatory requirements.
- Proven experience in driving process improvement and system-enabled transformation initiatives.
- Strong stakeholder management and communication skills.
- High attention to detail, governance mindset, and ability to manage complex cases and escalations.
Pay: RM4,000.00 - RM6,000.00 per month
Education:
Experience:
- life insurance product: 2 years (Required)
- claims management : 2 years (Required)
Work Location: In person