Kerja Sepenuh Masa, Corporate Trainee - Loan Administrator NY di Commerz Global Service Solutions Selangor - Maukerja

Job Purpose:

• Handles loan administration tasks for Commerzbank New York. i.e, the control and operational aspects, of approved credit/loans transactions.
• Checks completeness of facility documentation in consultation with the Retain Organization, Relationship Managers, Credit Officers & other related teams ensures accurate input and maintenance of credit limits, collateral data, loan transactions, reconciliation & payment processing in the relevant Bank’s systems.
• Maintains proper co-ordination with other departments, branches, and Head Office with regards to regular and ad hoc reports for Credit, Branch Management, and Head Office.
• Ensures proper implementation and compliance with requirements/procedures/system and controls put in place internally (by the Bank/Head Office) and externally (by Auditors)
• If needed, provide supports other branches, i.e Commerzbank Frankfurt, Tokyo, Singapore or China whether in whole or partially, as assigned by the Head of Loan Admin & NY Team.
• Provide relief coverage for fellow team members.

Key Activities:

• Complete quality checks of loan packets, document deficiencies and resolve exceptions with Loan/Relationship Officers.
• Perform loan set ups and loan modifications (including pricing grids) for new as well as existing loans in the loans platform Loan IQ (LIQ) and other related systems.
• Track, complete invoicing and monitor credit life cycle of loans – escalating any past dues and overdrafts for proper risk management.
• Ensure compliance with loan servicing agreements.
• Interact with Loan Officers and Relationship Managers to ensure quality and timely service.
• Create transparency through reports & internal controls and assist in audits and regulatory reviews.
• Coordinate funding requirements with GM-Treasury.
• Maintain orderly records and proper audit trails.
• Reconcile settlement accounts (Nostro, DDA and / or Suspense Accounts).
• Execute and cross-train as appropriate, including maintaining a professional demeanor, work with other groups to drive solutions.
• Ensure all appropriate legal and regulatory requirements are met and foster a “Compliance and due process culture” for Group Services- Banking & Markets Operations.
• Miscellaneous responsibilities as required

Formal Education:

Candidate must possess at least Bachelor's Degree/Post Graduate Diploma/Professional Degree or Commercial School Graduate preferred.

Characteristics:

• Meticulous and good teamwork spirits
• Proactive, positive attitude and ability to work under pressure
• Ability to multi-task and prioritize in a fast-paced ever-changing environment
• Strong verbal and written communication skills, able to work independently
• Fast learner
• Willingness to learn on the job

Specialist Knowledge:

• Preferably Entry Level specialized in Finance, investment banking, or commercial banking
• No work experience required.
• Minimum CGPA is 3.0 pointer
• Strong team player with strong interpersonal and communicative skills.
• Required language(s): Fluent verbal and written in English required.
• Required Skill(s): MS Office, LoanIQ, Phoenix and other related software.

Working Hours:

• Employees’ working hours are staggered as follows:-

Shift : 10.00pm to 7.00am (Malaysia Time)

• During daylight saving time, the working hours will be shifted to align with the time change.

Shift : 9.00pm to 6.00am (Malaysia Time)

The above may be subject to changes as and when necessary and reasonable advance notice shall be provided. However, from time to time you may be required to attend work during office hours from 9am-6pm

NOTE: Successful candidates will be employed on a 12-months contract directly under Commerz Global Service Solutions Sdn.Bhd.(CGSS). Upon completion of the Corporate Trainee Program, permanent employment will be offered based on the overall performance evaluation throughout the 12 months program.