Kerja Sepenuh Masa Product Owner, Gaji tinggi MYR 9,000 di ZOM-IN Federal Territory - Maukerja

Key Responsibilities

As the Product Owner, you will be the voice of the customer and the business, working directly with the Scrum team to deliver the highest-value product features.

Product Strategy & Vision

Define, articulate, and champion the product vision and strategy for your domain, ensuring alignment with the overall business objectives for the lending platform.

Conduct market and user research, competitive analysis, and data analysis to identify opportunities for product innovation and iterative improvement.

Agile Execution & Delivery

Create, maintain, and prioritize the Product Backlog based on business value, effort, and strategic alignment, including features, user stories, defects, and technical debt.

Translate high-level product strategy and Epics into detailed User Stories with clear acceptance criteria that the development team can execute.

Lead all Scrum ceremonies related to the backlog, including Sprint Planning, Backlog Refinement, and Sprint Reviews.

Serve as the primary decision-maker for the development team, answering questions and providing clarification on requirements promptly to unblock progress.

Fintech-Specific Focus (Lending, Risk, and Compliance)

Ensure product compliance with all relevant financial regulations (e.g., KYC/AML, Consumer Protection, Fair Lending) in partnership with Legal, Risk, and Compliance teams.

Develop features that integrate risk management and credit decisioning processes (e.g., credit scoring, fraud detection) directly into the user experience.

Monitor key lending metrics such as application funnel conversion, default rates, and cost of acquisition, using data to inform product iterations.

Stakeholder Management

Collaborate cross-functionally with internal stakeholders, including Engineering, UX/UI Design, Data Science, Marketing, Operations, and Senior Leadership.

Communicate product roadmaps, priorities, and release status clearly and effectively to all stakeholders.

Required Qualifications and Skills

2+ years of relevant experience as a Product Owner, preferably within a Fintech, Banking, or Financial Services environment.

Demonstrated experience in the Lending space (e.g., personal loans, mortgages, business loans), with an understanding of the end-to-end loan lifecycle (origination, servicing, collections).

Deep knowledge of Agile methodologies (Scrum, Kanban) and experience using tools like Jira or Confluence to manage the product backlog.

Exceptional analytical and problem-solving skills, with the ability to define success metrics (KPIs) and make data-driven decisions.

Strong technical aptitude to understand system architecture, APIs, and the technical trade-offs involved in building complex lending solutions.

Excellent communication, presentation, and interpersonal skills to articulate complex requirements and influence stakeholders.

Preferred Qualifications

Familiarity with modern software development practices and technologies (e.g., cloud platforms, microservices).

Bachelor's degree in Business, Computer Science, Finance, or a related field

Pay: RM7,000.00 - RM9,000.00 per month

Benefits:

• Health insurance
• Opportunities for promotion
• Professional development

Work Location: In person