Kerja Sepenuh Masa Credit Approver, Gaji tinggi SGD 12,000 di ANT INTERNATIONAL TECHNOLOGIES (SINGAPORE) HOLDING PTE. LTD. Central Region (Singapore) - Maukerja

We’re on a mission to make financial services accessible and effortless for SMEs. As one of Singapore’s latest digital wholesale banks fully regulated by MAS, we’re committed to continuous innovation to bring about simpler, safer and more rewarding financial services. #bringingaboutwhatsnext

We are seeking an experienced (Senior) Credit Approver to join our team in Singapore. In this role, you will conduct in-depth credit reviews and analyses of corporate, institutional, and SME clients across the Asian market. You will play a critical part in evaluating new products and transactions, approving deals within your authority, and providing well-founded recommendations to senior credit approvers.

The ideal candidate will combine technical credit expertise with forward-thinking strategic judgment, strong stakeholder management skills, and the ability to drive risk excellence across the region.

Credit Analysis & Approval

Conduct comprehensive credit reviews and analyses for corporate, institutional, and SME clients across the Asia Region

Perform annual and new counterparty reviews, ensuring thorough assessment of creditworthiness

Approve transactions within delegated approving authority or provide well-founded recommendations to credit approvers

Address ad-hoc credit requests with timely and accurate analysis

Transaction Support & Structuring

Collaborate with Business Units on structuring transactions to optimize risk-return profiles

Review and advise on legal terms and documentation

Evaluate new products and transactions, assessing credit implications and risk factors

Provide general credit advice and analysis to support business decision-making

Portfolio Management

Monitor portfolio developments and stay updated on client performance and market conditions

Identify emerging risks and opportunities within the assigned portfolio

Escalate concerns proactively and recommend mitigation strategies

Industry Engagement

Maintain strong connections across the industry to stay informed of latest news, trends, and developments

Network with peers, regulators, and market participants to enhance market intelligence

Apply industry insights to improve credit assessment and risk management practices

Stakeholder Collaboration

Build and maintain strong, dialogue-based relationships with Business Units, Risk Management, Legal, and other stakeholders

Present credit recommendations clearly and confidently to senior risk management

Foster open communication channels to support effective risk-business partnership

Experience & Qualifications

6+ years of regional Asia credit risk experience in a financial institution

Proven exposure to corporate and institutional clients across multiple industries

Strong track record in credit analysis and financial modelling across various sectors

Experience preparing counterparty credit reviews and presenting to senior risk management

Demonstrated leadership potential with readiness to grow into senior risk leadership roles

Technical Skills

Expertise in credit risk assessment, financial statement analysis, and financial modelling

Deep understanding of credit products, transaction structures, and legal documentation

Knowledge of Asian market dynamics, regulatory environment, and industry trends

Proficiency in credit risk systems and Microsoft Office (Excel, PowerPoint)

With headquarters in Singapore and main operations across Asia, Europe, the Middle East and Latin America, Ant International is a leading global digital payment, digitisation and financial technology provider focused on enabling inclusive growth through continuous innovation and extensive collaboration.